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American Independence Corp.

American Independence Corp. (NASDAQ:AMIC) is an insurance holding company specializing in health insurance solutions. We are comprised of an insurance company, a managing general underwriter, a career agency, a specialty benefits marketing and management company and an online direct-to-consumer company.

AMIC has been affiliated with Independence Holding Company (NYSE:IHC) since November 2002, and owns, together with its affiliate, in excess of 80 percent of AMIC’s stock. IHC’s senior managers (who also manage AMIC) have been recognized as innovators in the insurance industry for over 40 years.

Independence Holding Company is a member of The IHC Group, an organization of insurance carriers, managing general underwriters, third-party administrators and marketing affiliates that has been providing health, life, disability, dental, vision and medical stop-loss insurance solutions to groups and individuals for over 30 years. The members of The IHC Group includes, among others, Independence Holding Company, American Independence Corp., Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc. Collectively, the companies in The IHC Group provide insurance coverage to more than one million individuals and groups.


IHC Risk Solutions

IHC Risk Solutions is a full-service direct writer of medical stop-loss insurance for self-insured employer groups starting at 25 lives and ranging up to the largest groups. One of the largest medical stop-loss writers in the United States, IHC Risk Solutions has offices nationwide.

Career Agency

IPA Family

IPA provides quality health insurance products that are specifically tailored to meet the benefit and budget needs of middle-income America. Products include HSA-qualified high-deductible health plans, major medical insurance, simplified medical issue plans, short-term medical and additional health, life and critical illness products that meet nearly every price point.


IHC Specialty Benefits

IHC Specialty is a business and marketing management company that offers niche insurance. Some of IHC Specialty’s solutions include ancillary products like accident, travel, critical illness, limited medical and pet insurance, along with customized private label products for associations and affinity groups. Online direct-to-consumer platforms and customized web shopping experiences are also offered to distribution partners as tools to increase website traffic and profitability.


Published since 1994,™ is the Internet's oldest, most-trusted independent site offering consumer information on affordable health and medical coverage. has worked hard to earn consumers' respect and loyalty. The information presented is intended for a general consumer audience.

Insurance Carrier

Independence American Insurance Company

Independence American is an insurance company domiciled in Delaware and currently licensed in 49 states and the District of Columbia. It is rated "A- (Excellent)" by A.M. Best Company.

Independence American writes fully insured health plans for individuals, families and small employers. It also specializes in medical stop-loss and managed care.